Golf Course - Primary on Main

Address

13 Horseback Ln, Palmyra, VA

Listing Type

ACTIVE

Price

$ 389,900

Property Attributes

MLS#681751
TypeSingle Family
Listing Status ACTIVE
CountyFLUVANNA
CityPalmyra
NeighborhoodLake Monticello
Zip22963
StyleRanch/Rambler
Year Built1990
Taxes$ 2685
Price$ 389,900
Bedrooms4
Full Bathrooms3
Half Bathrooms0
Sqr Footage2810
Lot Size0.35 Acres

Data Source:

Bright MLS

Property Description

Spacious 4-bedroom, 3-bath home with 2,810 finished square feet located in the desirable Lake Monticello community! Tucked near the end of a quiet street with a cul-de-sac, this home offers plenty of indoor and outdoor living space along with a large two-car garage and fenced backyard. The carpet-free interior features bamboo flooring throughout the main level and ceramic tile on the finished terrace level. The kitchen offers granite countertops and plenty of space for everyday living and entertaining. Downstairs, the finished terrace level provides flexible additional living space for a family room, recreation area, home office, guests or hobbies. Step outside to the impressive two-level rear deck overlooking the fenced backyard?perfect for relaxing, grilling and entertaining. A brand-new HVAC system installed in 2026 adds comfort and peace of mind. Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, golf, pool, parks, playgrounds and more, with convenient access to Charlottesville. A wonderful combination of space, updates, outdoor living and Lake Monticello amenities!,Granite Counter,Wood Cabinets

Elementary School	Middle School	High School
Central Elementary School	Fluvanna Middle School	Fluvanna High School

Price History
9/10/2026	Listed $389,900

General Features

Living Area	2810
Sewer	Public Sewer
Heating	Heat Pump(s)
Cooling	Heat Pump(s)
Roof	Architectural Shingle
Appliances	Dryer,Washer/Dryer Hookups Only,Washer
Zoning	R-4
HOA Fee	1494.00
Architectural Style	Ranch/Rambler
Construction Materials	Vinyl Siding
School District	FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built	1990
Levels	1
Tax Year	2026
Ownership	Other
Accessibility	None
HOA Fee 2	896.00
Assoc Fee Paid Per	Annually
County	FLUVANNA
New Construction	No
Property Type	Residential
Association Amenities	Baseball Field,Basketball Courts,Beach,Boat Ramp,Club House,Golf Club,Lake,Tot Lots/Playground,Swimming Pool
HOA	Yes
Subdivision Name	LAKE MONTICELLO
Garage Y/N	No
Other Structures	Above Grade,Below Grade
Full Baths	3
Status	ACTIVE
Directions	From Lake Monticello Main Gate turn left on Jefferson,cross the dam,turn right on Horseback Lane. Home is near the end on the right.
City	PALMYRA
Disclosures	Prop Disclosure
HOA Fee 2 Frequency	One Time
Tax Annual Amount	2685.0
Structure Type	Detached
Condo/Coop Association fee Y/N	No
Bathrooms Full Main Level	2
Bathrooms Count Main Level	2.00
Price Per Sq Ft Total AG	277.51
Construction Completed Y/N	No
Vacation Rental Y/N	No
Total SQFT	2810
Building Area Units	Square Feet
Living Area Units	Square Feet
Standard Status	Active
Year Built Source	Estimated
Legal Subdivision	MONTPELIER

Interior Features

Interior Amenities	Entry Level Bedroom
Heating Fuel	Electric
Basement	Fully Finished,Full,Walkout Level,Windows
Flooring	Bamboo,Ceramic Tile
Basement (Y/N)	Yes
Air Conditioning Y/N	No
Heating Y/N	Yes
Fireplace Y/N	No
Above Grade Finished Area	1405
Central Air Y/N	No
Total Bedrooms	4
Below Grade Finished Area	1405
Room Type	Living Room,Dining Room,Kitchen,Great Room,Laundry,Bonus Room,Full Bath,Additional Bedroom
Main Level Bedrooms	3
Below Grade Finished Area Unit Type	Square Feet
LivingAreaSource	Assessor
Below Grade Unfin Area Units	Square Feet
Below Grade Unfin SQFT Source	Assessor
Below Grade Finished Area Source	Assessor
Bedrooms Count All Lower Levels	1
Bathrooms Count All Lower Levels	1
Above Grade Unfin Area Units	Square Feet
Above Grade Unfin SQFT Source	Assessor
Above Grade Finished Area Source	Assessor
Above Grade Finished Area Unit Type	Square Feet
Total Baths	3

Exterior Features

Water Source	Public
Inclusions	Kitchen appliances,washer,dryer
Foundation Details	Block
Water View Y/N	No
Building Area Total	3314.00
Lot Size Acres	0.35
Water Oriented Y/N	No

Room Details

Room	Dimensions	Level	Flooring	Details
Additional Bedroom		Lower 1
Additional Bedroom		Main
Additional Bedroom		Main
Bonus Room		Lower 1
Dining Room		Main
Full Bath		Main
Full Bath		Lower 1
Great Room		Lower 1
Kitchen		Main
Laundry		Main
Living Room		Main